NJ Broker Agency & Ethics: 30 Hours, Online

Video — S1 Intro

Video — S1-V1 Orientation

Reading — S1 Course Map (1 min)

Reading — S1 State Notice: Qualifications for Licensure and Screening Questions (4 min)

Reading — S1 Enrollment Agreement and Refund Policy (5 min)

Quiz — S1 Enrollment Acknowledgment (1 min, must pass)

Reading — S1 Course Policies (4 min)

Reading — S1 Attestation & Tech Check (3 min)

Discussion — S1 Introduce Yourself (7 min)

Self-Check — S1 Agency Pre-Test (10 min)

Quiz — S1 Course Policies (2 min, must pass)

Video — S1-V2 The Law of Agency

Reading — S1 The Law of Agency: Summary (2 min)

Self-Check — S1 How Agency Is Created: 6 Scenarios (8 min)

Self-Check — S1 Implied-Agency Audit (10 min)

Self-Check — S1 Termination Vignettes (7 min)

Quiz — S1 Knowledge Check: The Law of Agency (8 min, must pass)

Discussion — S1 Reflection: Implied Agency in Your Practice (5 min)

Break 1 (5 min)

Video — S1-V3 Agency Under the License Act

Reading — S1 Guided Reading: N.J.S.A. 45:15-17 (8 min)

Self-Check — S1 Rule-Reading: Match the Subsection (10 min)

Self-Check — S1 Guided Reading: N.J.A.C. 11:5-6.4(a), (b), (i) (5 min)

Self-Check — S1 Office Supervision Checklist (14 min)

Quiz — S1 Knowledge Check: The License Act (5 min, must pass)

Break 2 (5 min)

Reading — S1 Case File: The Keys (2 min)

Reading — S1 Primary Source: Consent Order REC-E-22-005 (9 min)

Video — S1-V4 The Keys (Case)

Discussion — S1 One Office Rule (3 min)

Assignment — S1 Written Case Analysis (22 min, graded)

Break 3 (5 min)

Session 1 Checkpoint (10 questions, 75% to pass)

Video — S2 Intro

Reading — S2 Session Map (1 min)

Self-Check — S2 Warm-Up: Duty or Not? (8 min)

Video — S2-V1 The Six Duties

Reading — S2 The Six Duties: Summary (3 min)

Reading — S2 Guided Reading: N.J.A.C. 11:5-6.4(a)–(c) (8 min)

Self-Check — S2 Name the Duty: 8 Scenarios (16 min)

Self-Check — S2 Obedience vs. Unlawful Instructions (8 min)

Self-Check — S2 Confidential or Disclosable? (12 min)

Quiz — S2 Knowledge Check: The Six Duties (8 min, must pass)

Discussion — S2 Reflection: Where Loyalty Gets Tested (5 min)

Break 1 (5 min)

Video — S2-V2 After It Ends

Reading — S2 Guided Reading: N.J.S.A. 45:15-17(d), (e), (o) (6 min)

Self-Check — S2 After Termination: 5 Vignettes (8 min)

Self-Check — S2 Broker's Accounting Checklist (12 min)

Quiz — S2 Knowledge Check: Accounting and Post-Termination Duties (5 min, must pass)

Break 2 (5 min)

Reading — S2 Case File A: Leverage (2 min)

Reading — S2 Primary Source: REC E21-003 (9 min)

Video — S2-V3 Case A: Leverage

Reading — S2 Case File B: The Rent (2 min)

Reading — S2 Primary Source: BUR-19-024 (11 min)

Video — S2-V4 Case B: The Rent

Discussion — S2 One Office Rule (3 min)

Assignment — S2 Written Case Analysis (22 min, graded)

Break 3 (5 min)

Session 2 Checkpoint (10 questions, 75% to pass)

Video — S3 Intro

Reading — S3 Session Map (1 min)

Self-Check — S3 Warm-Up: True or False? (8 min)

Video — S3-V1 The Five Relationships

Reading — S3 The Five Relationships: Summary (3 min)

Reading — S3 Guided Reading: P.L. 2024, c.32 (8 min)

Self-Check — S3 Name the Relationship: 8 Scenarios (14 min)

Self-Check — S3 Designated or Dual? (8 min)

Quiz — S3 Knowledge Check: The Five Relationships (6 min, must pass)

Discussion — S3 Reflection: How Your Office Says It (5 min)

Break 1 (5 min)

Video — S3-V2 The CIS

Reading — S3 Guided Reading: N.J.A.C. 11:5-6.9(e), (g), (j) (8 min)

Self-Check — S3 When Is the CIS Due? 6 Timelines (10 min)

Self-Check — S3 Mark Up the Lease (8 min)

Video — S3-V3 Agreements

Reading — S3 Brokerage Services Agreement Checklist (5 min)

Self-Check — S3 Audit the Agreement (10 min)

Quiz — S3 Knowledge Check: The CIS and Agreements (6 min, must pass)

Break 2 (5 min)

Reading — S3 Case File A: The Lease (2 min)

Reading — S3 Primary Source: Sims and Guilford, 2009 (9 min)

Reading — S3 Case File B: The Side Leases (2 min)

Reading — S3 Primary Source: Prichard Final Order, 2011 (9 min)

Video — S3-V4 Cases

Discussion — S3 One Office Rule (3 min)

Assignment — S3 Written Case Analysis (22 min, graded)

Break 3 (5 min)

Session 3 Checkpoint (10 questions, 75% to pass)

Video — S4 Intro

Reading — S4 Session Map (1 min)

Self-Check — S4 Warm-Up: True or False? (8 min)

Video — S4-V1 Disclosed Dual Agency

Reading — S4 Dual Agency: Summary (3 min)

Reading — S4 Guided Reading: N.J.A.C. 11:5-6.9(b) and N.J.S.A. 45:15-16.92 (8 min)

Self-Check — S4 Valid Consent or Not? 6 Files (12 min)

Self-Check — S4 What Can the Dual Agent Say? (12 min)

Quiz — S4 Knowledge Check: Disclosed Dual Agency (8 min, must pass)

Discussion — S4 Reflection: Your Office's In-House Sales (5 min)

Break 1 (5 min)

Video — S4-V2 How It Happens

Reading — S4 Guided Reading: N.J.S.A. 45:15-17(b), (e), (t) (6 min)

Self-Check — S4 Spot the Hidden Dual Agency: 6 Vignettes (12 min)

Video — S4-V3 Designated Agency

Reading — S4 Designated Agency Under P.L. 2024, c.32 (7 min)

Self-Check — S4 Broker's In-House Transaction Checklist (12 min)

Quiz — S4 Knowledge Check: Undisclosed and Designated Agency (6 min, must pass)

Break 2 (5 min)

Reading — S4 Case File A: The Audit (2 min)

Reading — S4 Primary Source: Consent Orders, Nov. 29, 2016 (9 min)

Reading — S4 Case File B: Both Sides (2 min)

Reading — S4 Primary Source: Final Order, Dec. 19, 2013 (10 min)

Video — S4-V4 Cases

Discussion — S4 One Office Rule (3 min)

Assignment — S4 Written Case Analysis (22 min, graded)

Break 3 (5 min)

Session 4 Checkpoint (10 questions, 75% to pass)

Video — S5 Intro

Reading — S5 Session Map (1 min)

Self-Check — S5 Warm-Up: Conflict or Not? (8 min)

Video — S5-V1 Self-Dealing

Reading — S5 Self-Dealing Rules: Summary (3 min)

Reading — S5 Guided Reading: N.J.S.A. 45:15-16 and 45:15-17(a), (m), (q), (t) (8 min)

Self-Check — S5 Buying the Listing: The Disclosure Package (12 min)

Self-Check — S5 Whose Interest Is It? 8 Scenarios (16 min)

Quiz — S5 Knowledge Check: Self-Dealing (8 min, must pass)

Discussion — S5 Reflection: When the Buyer Is Someone You Know (5 min)

Break 1 (5 min)

Video — S5-V2 Referral Fees and RESPA

Reading — S5 Who May Pay Whom: Summary (3 min)

Reading — S5 Guided Reading: RESPA Section 8 and N.J.A.C. 11:5-7.1, 7.2 (9 min)

Self-Check — S5 Allowed or Kickback? 10 Payments (12 min)

Self-Check — S5 Audit the Comp Plan and the Affiliate Disclosure (8 min)

Quiz — S5 Knowledge Check: Referral Fees, RESPA and Compensation (6 min, must pass)

Break 2 (5 min)

Reading — S5 Case File A: The Equitable Owner (2 min)

Reading — S5 Primary Source: ATL-09-031 (10 min)

Reading — S5 Case File B: The Side Commission (2 min)

Reading — S5 Primary Source: MOR-18-013 (9 min)

Video — S5-V3 Cases

Discussion — S5 One Office Rule (3 min)

Assignment — S5 Written Case Analysis (22 min, graded)

Break 3 (5 min)

Session 5 Checkpoint (10 questions, 75% to pass)

Video — S6 Intro

Reading — S6 Session Map (1 min)

Self-Check — S6 Warm-Up: Whose Agent Is It? (8 min)

Video — S6-V1 Who Represents Whom

Reading — S6 Cooperating Firms: Summary (3 min)

Reading — S6 Guided Reading: N.J.A.C. 11:5-6.4(f)–(g) (9 min)

Self-Check — S6 Subagent, Buyer's Agent or Transaction Broker? (10 min)

Self-Check — S6 The Offer Clock: 48 and 24 Hours (10 min)

Quiz — S6 Knowledge Check: Cooperation and Offers (8 min, must pass)

Discussion — S6 Reflection: The Offer That Almost Didn't Arrive (5 min)

Break 1 (5 min)

Video — S6-V2 Duty to Supervise

Reading — S6 Guided Reading: N.J.A.C. 11:5-4.2(a) and Referral Licensees (8 min)

Self-Check — S6 Is the Broker on the Hook? (10 min)

Self-Check — S6 Referral Licensee: Allowed or Not? (6 min)

Video — S6-V3 Cooperation After 2024

Reading — S6 Cooperation and Compensation After August 2024 (6 min)

Self-Check — S6 Offers of Compensation: Compliant or Not? (8 min)

Quiz — S6 Knowledge Check: Supervision and Compensation (8 min, must pass)

Break 2 (5 min)

Reading — S6 Case File A: The Listings That Moved (2 min)

Reading — S6 Primary Source: GLO-16-007 (10 min)

Reading — S6 Case File B: The Waiver in the MLS (2 min)

Reading — S6 Primary Source: Kowalik Consent Order (9 min)

Video — S6-V4 Cases

Discussion — S6 One Office Rule (3 min)

Assignment — S6 Written Case Analysis (22 min, graded)

Break 3 (5 min)

Session 6 Checkpoint (10 questions, 75% to pass)

Video — S7 Intro

Reading — S7 Session Map (1 min)

Self-Check — S7 Warm-Up: Volunteer, If Asked, or Never? (8 min)

Video — S7-V1 Material Facts

Reading — S7 Disclosure Categories: Summary (3 min)

Reading — S7 Guided Reading: N.J.A.C. 11:5-6.4(b)–(d) (9 min)

Self-Check — S7 Reasonable Effort: 6 Files (12 min)

Self-Check — S7 Off-Site Conditions and the Contract Notice (8 min)

Self-Check — S7 Answering the Hard Questions (12 min)

Quiz — S7 Knowledge Check: Material Facts and Social Conditions (8 min, must pass)

Discussion — S7 Reflection: The Question Agents Dread (5 min)

Break 1 (5 min)

Video — S7-V2 Mortgage Disclosures

Reading — S7 Guided Reading: N.J.A.C. 11:5-6.8 (8 min)

Self-Check — S7 Affiliated or Not? 8 Referrals (12 min)

Self-Check — S7 Broker's Disclosure Compliance Checklist (8 min)

Quiz — S7 Knowledge Check: Lender Affiliation Disclosures (5 min, must pass)

Break 2 (5 min)

Reading — S7 Case File A: The Renovation (2 min)

Reading — S7 Primary Source: REC E23-008 (10 min)

Reading — S7 Case File B: The Taxes (2 min)

Reading — S7 Primary Source: BER-17-023 (10 min)

Video — S7-V3 Cases

Discussion — S7 One Office Rule (3 min)

Assignment — S7 Written Case Analysis (22 min, graded)

Break 3 (5 min)

Session 7 Checkpoint (10 questions, 75% to pass)

Video — S8 Intro

Reading — S8 Session Map (1 min)

Self-Check — S8 Warm-Up: Owe It or Not? (8 min)

Video — S8-V1 Customers

Reading — S8 Duties to Customers: Summary (3 min)

Reading — S8 Guided Reading: 6.4(a), (c), (d), (i) and 45:15-17(a), (e) (9 min)

Self-Check — S8 Puffing or Misrepresentation? (12 min)

Self-Check — S8 Fair Dealing: 6 Conversations (14 min)

Quiz — S8 Knowledge Check: Duties to Customers (6 min, must pass)

Discussion — S8 Reflection: Honest Without Being Disloyal (5 min)

Break 1 (5 min)

Video — S8-V2 Offers

Reading — S8 Guided Reading: N.J.A.C. 11:5-6.4(f)1ii, (g), (h) and 6.1(o) (9 min)

Self-Check — S8 The 24-Hour Clock: 6 Offers (10 min)

Self-Check — S8 Back-Up Offer or Not? (10 min)

Self-Check — S8 Status Changes and Continued Marketing (10 min)

Quiz — S8 Knowledge Check: Offers, Back-Ups and Status (6 min, must pass)

Break 2 (5 min)

Reading — S8 Case File A: Still For Sale (2 min)

Reading — S8 Primary Source: Berlant Consent Order (11 min)

Reading — S8 Case File B: Back to Class (2 min)

Reading — S8 Primary Source: 2010 Disciplinary Archive (6 min)

Video — S8-V3 Cases

Discussion — S8 One Office Rule (3 min)

Assignment — S8 Written Case Analysis (22 min, graded)

Break 3 (5 min)

Session 8 Checkpoint (10 questions, 75% to pass)

Video — S9 Intro

Reading — S9 Session Map (1 min)

Self-Check — S9 Warm-Up: Qualified or Not? (8 min)

Video — S9-V1 Financial Qualification

Reading — S9 Financial Qualification: Summary (3 min)

Reading — S9 Guided Reading: N.J.A.C. 11:5-6.4(b) and (g), 6.1(o) (8 min)

Self-Check — S9 Read the Letter: Prequal, Pre-Approval or Commitment? (12 min)

Self-Check — S9 Honest but Loyal: Offers and Answers (12 min)

Quiz — S9 Knowledge Check: Financial Qualification (8 min, must pass)

Discussion — S9 Reflection: The Letter That Wasn't (5 min)

Break 1 (5 min)

Video — S9-V2 Fair Housing in Qualifying

Reading — S9 Guided Reading: LAD, N.J.A.C. 11:5-6.4(j)–(k) and the Fair Chance in Housing Act (10 min)

Reading — S9 Case Note: The "No Children" Ad (2 min)

Self-Check — S9 Voucher Math and "No Section 8" (12 min)

Self-Check — S9 Screening Under the Fair Chance in Housing Act (12 min)

Quiz — S9 Knowledge Check: Fair Housing in Qualifying (6 min, must pass)

Break 2 (5 min)

Reading — S9 Case File A: The Deposit (2 min)

Reading — S9 Primary Source: REC Consent Order, Ramdoo (2023) (10 min)

Reading — S9 Case File B: The Vouchers (2 min)

Reading — S9 Primary Source: DCR Settlements, June 7, 2024 (10 min)

Video — S9-V3 Cases

Discussion — S9 One Office Rule (3 min)

Assignment — S9 Written Case Analysis (22 min, graded)

Break 3 (5 min)

Session 9 Checkpoint (10 questions, 75% to pass)

Video — S10 Intro

Reading — S10 Session Map (1 min)

Self-Check — S10 Warm-Up: Who Decides What? (5 min)

Video — S10-V1 Discipline and the Guaranty Fund

Reading — S10 The Disciplinary Process: Summary (3 min)

Reading — S10 Guided Reading: N.J.S.A. 45:15-17, -18 and 45:15-34 et seq. (9 min)

Self-Check — S10 What Happens Next? 6 Procedural Scenarios (8 min)

Self-Check — S10 Guaranty Fund: Who Recovers? (6 min)

Quiz — S10 Knowledge Check: Discipline and the Guaranty Fund (6 min, must pass)

Reading — S10 Case File: The Bedroom Drawers (2 min)

Reading — S10 Primary Source: REC-E-23-10 (8 min)

Discussion — S10 One Office Rule (3 min)

Break 1 (5 min)

Video — S10-V2 Course Review

Reading — S10 Course Review Map: Sessions 1–9 (6 min)

Self-Check — S10 Cumulative Case Analysis: The Linden Street File (14 min)

Break 2 (5 min)

Self-Check — S10 Timed Practice Set: 25 Questions (18 min)

Quiz — S10 Knowledge Check: Whole-Course Review (6 min, must pass)

Assignment — S10 Capstone Case Analysis (12 min, graded)

Break 3 (5 min)

Final Exam (115 questions, 80% to pass)

Reading — S10 Notice to Graduates: Next Steps to Your License (4 min)

Quiz — S10 Completion Attestation and One-Year Eligibility Certification (must pass)