Renew Your NJ Real Estate License — All 12 Hours, Online

Lesson 1 — Why Ethics Is a Core Topic (10 min)

Lesson 2 — Who You Owe What To: Clients, Customers, and Fiduciary Duty (15 min)

Lesson 3 — Honesty and Material Facts (15 min)

Lesson 4 — Truthful Advertising in a Social-Media World (15 min)

Lesson 5 — Conflicts of Interest: When Your Interest and Your Client's Diverge (15 min)

Break (10 min)

Lesson 6 — Other People's Money and Other People's Secrets (15 min)

Lesson 7 — Discrimination Is an Ethics Violation (10 min)

Lesson 8 — A Framework for Hard Calls, and Five Cases (18 min)

Lesson 9 — What Happens When It Goes Wrong, and Recap (5 min)

Module 1 Quiz — Ethics (12 questions, 75% to pass)

Welcome to Module 2 (1 min)

Lesson 1 — Two Laws, One Duty (10 min)

Lesson 2 — What Discrimination Looks Like (12 min)

Lesson 3 — The Rental-Side Rules: Source of Income and the Fair Chance in Housing Act (10 min)

Lesson 4 — Disability: Accommodations, Modifications, and Assistance Animals (10 min)

Lesson 5 — Your Obligations, the Complaint Process, and Fair Housing as Ethics (10 min)

Module 2 Quiz — Fair Housing & NJ LAD (8 questions, 75% to pass)

Welcome to Module 3 (1 min)

Lesson 1 — The Five Business Relationships (11 min)

Lesson 2 — The Consumer Information Statement (12 min)

Lesson 3 — Declaring the Relationship in Writing (10 min)

Lesson 4 — Disclosed Dual Agency and the In-House Deal (10 min)

Lesson 5 — Fiduciary Duties in Practice, Buyer Agreements, and Agency as Ethics (10 min)

Module 3 Quiz — Agency (8 questions, 75% to pass)

Welcome to Module 4 (1 min)

Lesson 1 — Your Own Duty First (11 min)

Lesson 2 — The Seller's Property Condition Disclosure Statement (11 min)

Lesson 3 — New Jersey's Statutory Disclosures (11 min)

Lesson 4 — Lead Paint and the Other Hazards and Ownership Disclosures (10 min)

Lesson 5 — The Disclosure Workflow, and Disclosure as Ethics (10 min)

Module 4 Quiz — Disclosure (8 questions, 75% to pass)

Welcome to Module 5 (1 min)

Lesson 1 — The Framework: The License Act, the Commission, and Your License (10 min)

Lesson 2 — Running a Compliant Office: Supervision, Records, and Transfers (11 min)

Lesson 3 — Money and Marketing: Trust Accounts and Advertising (11 min)

Lesson 4 — What Changed: The Consumer Protection Enhancement Act, the Rental Fee Cap, and the Flood Law (12 min)

Lesson 5 — What's Coming, What It Costs, and Compliance as Ethics (10 min)

Module 5 Quiz — NJ Rules & Regulations Update (8 questions, 75% to pass)

Welcome to Module 6 (1 min)

Lesson 1 — The Loan Menu: What Your Buyer Is Actually Choosing From (12 min)

Lesson 2 — Mortgage Alternatives: When the Standard Loan Doesn’t Fit (12 min)

Lesson 3 — Qualification, the Contract, and the Mortgage Contingency (12 min)

Lesson 4 — Disclosure and Referral Rules: TRID and RESPA (12 min)

Lesson 5 — Predatory Lending, Fraud, Appraisal Independence — and Financing as Ethics (7 min)

Module 6 Quiz — Financing & Mortgage Update (8 questions, 75% to pass)

Welcome to Module 7 (1 min)

Lesson 1 — What Makes a Contract — and What You’re Allowed to Write (12 min)

Lesson 2 — The Attorney-Review Clause: Three Days That Change Everything (12 min)

Lesson 3 — Contingencies and Deadlines (12 min)

Lesson 4 — Breach, Remedies and Disputed Deposits (12 min)

Lesson 5 — Contract Handling, Recordkeeping — and Contracts as Ethics (7 min)

Module 7 Quiz — Contracts & Attorney Review (8 questions, 75% to pass)

Welcome to Module 8 (1 min)

Lesson 1 — The Licensee as Property Manager (11 min)

Lesson 2 — Security Deposits: The NJ Rent Security Deposit Act (12 min)

Lesson 3 — Advertising, Screening and Leasing (12 min)

Lesson 4 — Habitability, Lead Safety and the Limits on Eviction (12 min)

Lesson 5 — Money, Records — and Property Management as Ethics (8 min)

Module 8 Quiz — Property Management Essentials (8 questions, 75% to pass)

Welcome to Module 9 (1 min)

Lesson 1 — The Advertising Rules Didn’t Stop at the Newspaper (12 min)

Lesson 2 — Teams, Your Own Property, and AI-Enhanced Content (11 min)

Lesson 3 — Fair Housing in Targeted Digital Advertising (11 min)

Lesson 4 — Calls, Texts and Email: TCPA, Do Not Call and CAN-SPAM (12 min)

Lesson 5 — Data Security, Wire Fraud — and Marketing as Ethics (9 min)

Module 9 Quiz — Marketing, Technology & Social Media (8 questions, 75% to pass)

Welcome to Module 10 (1 min)

Lesson 1 — Negotiating Hard and Honestly (11 min)

Lesson 2 — Handling Multiple Offers Fairly (12 min)

Lesson 3 — Compensation and Buyer Agreements After 2024 (12 min)

Lesson 4 — Negotiating Within Your Agency Role (10 min)

Lesson 5 — Serving Diverse Clients Professionally (10 min)

Module 10 Quiz — Negotiation (8 questions, 75% to pass)

Welcome to Module 11 (1 min)

Lesson 1 — Where Licensee Liability Comes From (12 min)

Lesson 2 — Document, Disclose, Deliver (12 min)

Lesson 3 — Errors-and-Omissions Insurance (10 min)

Lesson 4 — Know When to Refer (11 min)

Lesson 5 — Complaints, Discipline — and Risk Management as Ethics (10 min)

Module 11 Quiz — Risk Management (8 questions, 75% to pass)

Final Exam — Course Assessment (32 questions, 75% to pass)

Course Evaluation Survey (required)

Resource — Residential Listing File Checklist (NJ)

Resource — Open House & Showing Disclosure Sign (CPEA)

Resource — Trust Funds Receipt & Hand-Off Log

Resource — Rental Application & Screening Compliance Checklist (NJ)